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Every credit profile is different, but most clients start seeing results within 30–45 days. Full repair can take a few months depending on how many negative items you have

I work on removing collections, late payments, charge-offs, medical bills, repos, inquiries, and more — as long as they are inaccurate, outdated, or unverifiable.

No! Many collections can be removed without paying if they can’t be properly verified or reported correctly. Every case is different, but that’s what dispute work is for